Why us?

Like you, we have passions. Golf. Theater. Travel. Family. Charities. Passions are what we look forward to and wish we could do more often. Our role is to help you do just that: do more of what you’re passionate about.

At First Financial Associates, we excel at listening to our clients and learning their unique needs, dreams, and fears. We want to be your guide through the financial world, and know that understanding you is the key to that journey.

How are we different?

We are an independent financial planning firm.  This means that we represent you, and not any company or product.

Unlike most firms, we have no client minimums and there are no initial consultation costs to meet with us and benefit from an independent perspective.  

Let’s plan this journey together!

Services

 

Retirement Planning

Retirement doesn’t come with instructions.  You need a retirement plan.  We can help you create that plan, and then we’ll work together to achieve the retirement that you deserve.

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Education Planning

Planning for college has its own challenges and we will help you navigate this process.  From 529 plans to what types of assets count for what on the FAFSA (the Free Application for Federal Student Aid), we can help you.

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Insurance Planning

If there’s one thing certain about life – it’s the uncertainty that living it brings.  We will help you navigate what insurance coverages are best for you, from life insurance to Medicare.

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Professionalism. Expertise. Family. Independence.

First Financial Associates.

Blog

Jeffrey B. Snyder, CFP® |
Categories
Think of the economy like a boat, and the job of the Federal Reserve at this point is to pull the boat ashore. The boat is floating of its own accord just 10 feet from the dock, but the problem is we have 40 feet of rope dangling down into the water. So to reel in the boat physically we have to pull 40 feet of rope, not just 10, where the first 30 feet...
Jeffrey B. Snyder, CFP® |
Categories
I came across this article about I Bonds and felt like it was worth sharing. Like the article explains, I Bonds (otherwise known as Series I Savings Bonds) aren't a fit for everyone, but in certain situations and especially with high inflation, they could be worth considering. I Bonds are 30 year bonds issued by the U.S. Treasury that pay interest based on two factors: a fixed rate of return, and a variable inflation rate...
Jeffrey B. Snyder, CFP® |
Categories
In my blog post on 3/18/22 I noted that the “10-year Treasury is up to 2.15%. 30-year mortgage average as of today is 4.526% and a 15-year is 3.655%.” Now just a few days later, the 10-year is up to 2.475% and the two respective mortgage rates are 4.53% and 3.85%. As we know, rising rates are bad news for bondholders, and the Aggregate Bond Index is down over 6% year-to-date. Over in "stock land,"...